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Cover flexibility, income and more with Protective%%®%% Aspirations Variable Annuity

Unlock clients' full retirement potential with our Protective® Aspirations variable annuity. This solution helps your clients focus on flexibility, growth potential and enhanced legacy protection – all in one product.
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Why Protective Aspirations?

Give your clients a reliable, lifetime income stream with market-driven growth potential and enhanced legacy options that can help ensure their loved ones are well cared for in the future.
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Tax-deferred growth potential
Keeps clients in control of their unique tax situation, while increasing earning power by leveraging the potential of tax deferred gains.
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Flexible options for guaranteed income
Two protected lifetime income benefit options for a guaranteed income strategy that fits clients' specific goals. Plus, each option offers additional built-in features for added flexibility, should their needs change.
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Enhanced legacy protection
Give clients peace of mind with multiple death benefit options, such as Maximum Quarterly Value and Maximum Anniversary Value options.
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Help your clients build confidence in their retirement

See VP Annuity National Sales Manager, Martha Hart, discuss how the unique features of our Protective Aspirations variable annuity can prepare clients to move confidently toward their unique visions of retirement.


If you're ready to get started, you can download our digital sales kit now.

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Video of National Sales Manager, Mary Hart discussing features of Protective Aspirations VA

Product snapshot

Get a quick profile of Protective Aspirations variable annuity and how it can support your clients' retirement goals.
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Consider this product for clients who:

  • Want flexible options for growing their assets.
  • Have a higher risk profile.
  • Is interested in a reliable source of guaranteed income.
  • Want to leave a lasting legacy for loved ones.
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Key product specs

  • Issue ages from 0-85 (0-77 for Maximum Anniversary or Quarterly Value Death Benefit)
  • Over 90 investment options
  • Two optional lifetime income benefits
  • Offers quarterly or annual enhanced death benefits
  • Investment amounts from $5,000 up to $1M
  • 1.20% mortality and expense risk and administration
Full details
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Two optional income benefits

Our Protective Aspirations variable annuity offers two optional lifetime income benefits that focus on specific aspects of retirement planning. SecurePay Protector offers guaranteed lifetime income and benefit base growth potential, while SecurePay Investor offers investment flexibility for market-driven growth plus guaranteed income.
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Clients can adjust income as they see fit

Included with both lifetime income options, SecurePay Reserve allows your clients to defer up to 3x their current annual withdrawal amount, without penalty — giving them the flexibility to stay in control of their income. Qualified clients can also access even more income for up to 5 years with SecurePay NH.
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Protect their retirement with income guarantees tailored to their needs
Keep clients at the helm of their retirement planning with two lifetime income options that protect their financial futures. Both options feature investment flexibility and growth potential with a protected lifetime income stream to cover the essentials.
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Investment flexibility leads to tax-efficient growth
No matter which lifetime income option fits their goals, your clients get access to over 90 high-quality investment options. Our fund lineup features multiple investment managers known for their high-performance and track record.
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Multiple options to enhance legacy protection
Protective Aspirations variable annuity offers multiple enhanced death benefit options, giving clients the flexibility to tailor their approach to match their unique legacy goals.
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Ready to get started? Download a digital sales kit.
Get a full range of Protective Aspirations variable annuity resources, all in one downloadable kit.

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Check our current rates
See what our competitive Dollar Cost Averaging interest rates are currently, and how Protective Aspirations variable annuity can increase your client’s equivalent annual or quarterly yield.
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Helpful resources

Want to learn more about our Protective Aspirations variable annuity, or have clients in mind whose retirement plans could be enhanced by this solution? Download these helpful resources.
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Protective Aspirations in-depth product profile
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Optional lifetime income benefits overview
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Investment options guide
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Death benefits overview
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Key features and benefits overview
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Product prospectus
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Other related topics

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The role of guaranteed income in retirement planning
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Financial professional explaining available optional benefits to clients
Offer customers a choice of two lifetime income options
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Offer protected lifetime income and growth potential with SecurePay Protector
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

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Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.

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